Retirement Planning
Planning for a confident and comfortable retirement is one of the most important financial steps you’ll take—and for many of our clients, it’s a top priority.
We help you understand what retirement will look like financially, estimate what you’ll need, and build a plan that supports the lifestyle you envision.
Specifically, we:
Identify and quantify retirement resources that will be available during your retirement, including:
- Social Security
- Pension plan benefits
- Supplemental pension benefits
- Profit-sharing plans
- Non-qualified deferred compensation
- Individual Retirement Accounts, 401(k) plans, and similar savings plan vehicles
- Taxable investments
- Annuities
- Life insurance
- Health insurance
- Long-term care insurance
- Establish objectives for your standard of living by analyzing your current income and expense needs, then projecting that lifestyle to future years
- Develop a retirement model to analyze and compare your needs versus resources available at retirement, identifying any inconsistencies and providing recommendations to address them
- Advise you on how to maximize your retirement resources based on various investment returns and strategies for increasing after-tax income
- Monitor your retirement model on a regular basis, applying recommendations, tracking progress, and making adjustments for changes in economic conditions, asset composition, and your personal situation and goals
- Align your related financial planning strategies, including taxes, investments, your estate, and insurance, to make sure they correspond with your long-term retirement objectives